To Introduce Myself
My name is Al Fernandes. I am a Fellow Chartered Financial Practitioner of several years’ experience. My first job was with the highly reputed HSBC Banking Group which I started in 1983. I held various senior management roles at HSBC internationally. After several years I left HSBC to start my own business, Australian Finance & Wealth Management (AFWM), for short – in 1999.
Achievements
- 32 years of expertise in financial services industry.
- Senior Management at HSBC worldwide – worked in various roles.
- Secured a number of qualifications to augment my skills namely
- Fellow Chartered Financial Practitioner.
- Post Graduate Diploma in Business Administration.
- Bachelor of Commerce (Honours).
- Advanced Diploma of Financial Services in Financial Planning.
- Diploma of Financial Services (Mortgage Broking).
- Diploma of Financial Services (Financial Planning).
- Licentiate from Trinity College London.
Services Offered
- Mortgage Broking/Consultant – ASIC Licence 382611.
- Financial Planner – Holistic advice covering all aspects of Financial Planning, Risk Insurance, Self Managed Super Funds. Authorised Representative of Synchron for financial planning services AFS Licence 243313
- Licensed Real Estate Agent – Licence Nos 3251372 & 3251368.
Membership
- Finance Brokers Association of Australia.
- Asia Pacific Financial Services Association.
- Institute of Sales & Marketing Management (MInstSMM).
- Australian Financial Complaints Authority (AFCA).